I have to admit – when I read this article I was shocked. How can the tech-savvy millennial fall prey to online scams more that the generation that didn’t have a computer in their homes till probably they were into their 40s or 50s? As a Gen-X’er I had to pat myself on the back for not being mentioned in the report.
The premise, however, is very simple: The millennial being targeted has a lot to do with being comfortable. The millennial generation has been raised around smartphones and laptops which means they are more trusting in the online world. Their own confidence can lead them to click links they shouldn’t or buy into very realistic false advertising. I am not saying they are gullible or anything of the sort – they are just used to doing things online and having the world delivered to their smartphone.
Baby Boomers, on the other hand, had to fight tooth and nail to understand the internet. They are more cautious when it comes to doing things online because partly because they have been a target for scams for many years. There is a lot of education and awareness out there for this generation making it harder and harder to pull the wool over their eyes. This trend of targeting the millennial will probably continue and into the next generation after that.
No matter what your age or tech level you should monitor/lock your credit, keep an updated virus scanner on your PC, and follow my blog to stay up to date.
Categories: ID Theft